The coronavirus pandemic has seen so many turn to Universal Credit.  So, for those of you new to Universal Credit or asking the question, “Am I eligible?”, read on…..

What is Universal Credit?

Universal Credit is a benefit for working-age people, replacing six benefits and merging them into one payment:

• income support
• income-based jobseeker’s allowance
• income-related employment and support allowance
• housing benefit
• child tax credit
• working tax credit

It was designed to make claiming benefits simpler.

Who is eligible? 

You may be able to get Universal Credit if:

• you’re on a low income or out of work
• you’re 18 or over (there are some exceptions if you’re 16 to 17)
• you’re under State Pension age (or your partner is)
• you and your partner have £16,000 or less in savings between you
• you live in the UK

Note: benefit payments are reduced at a consistent rate as income and earnings increase – for every extra £1 you earn after tax, you will lose 63p in benefits. 

Don’t be too proud to make an enquiry.  You have nothing to lose, but much to gain if you qualify.  “Every little helps”!

For more information and to apply online, visit  https://www.gov.uk/universal-credit